Services for Newcomers

Many Canadian banks have newcomer programs to help with financial integration, offering benefits like fee waivers, low-fee accounts, and tailored credit options. Here are some popular programs:
  • Bank of Montreal (BMO) NewStart® Program: Provides a range of services like credit cards and checking accounts for newcomers, with support on how to build financial stability. Explore BMO's Newcomer Program.
  • CIBC Newcomers to Canada Banking Program: Offers account options, credit cards, and resources to help newcomers manage money confidently. Learn more about CIBC's Newcomer Services.
  • RBC Newcomer Advantage: RBC assists with setting up accounts, accessing loans, and financial education. RBC Newcomer Information.
  • Scotiabank StartRight Program: Provides accounts, credit, and advice specifically for newcomers. View Scotiabank's Guide for Newcomers.
  • TD Canada Trust Newcomer Banking: Offers exclusive banking deals and personalized guidance to help newcomers settle. TD Newcomer Program.
Each bank’s newcomer program may vary, so explore options based on your needs.

Funded by

Newfoundland and Labrador Logo
Office of Immigration and Multiculturalism NL
Advance the Settlement and Economic Integration of Newcomers
Collective Interchange Logo
A Non-profit Community Service Co-operative